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Insurance Blog

What Does Commercial Umbrella Insurance Cover?

Your business is protected by your business insurance – but is it enough? A commercial umbrella insurance policy provides coverage when a claim exceeds the limits of your other policies. This type of policy is typically quite affordable and offers a critical level of protection against losses from substantial claims or lawsuits.  Do You Need Commercial Umbrella Insurance? A liability claim filed against your business...

Do I Need Boat Insurance for a Non-Motorized Boat?

Depending on where you live, you may not be legally required by the state to carry boat insurance for a non-motorized boat, but that is not the only reason to insure your boat. If you have invested in a sailboat, kayak, canoe, or RIB (rigid inflatable boat), boat insurance will protect your investment if the watercraft is damaged during an accident. It should also protect...

How to change a flat tire

No matter how carefully you drive, you can get a flat tire at any time, so it’s best to be prepared. Sure, cellphones make help more accessible, but you don’t want to be caught with no reception and no way of changing your tire. Fortunately, changing a tire is likely easier than you think. By preparing and educating yourself, and following the steps below, you...

Beginner’s Guide to Business Owners Package (BOP) Insurance

BOP (business owners package) insurance can be the ideal way to protect a small business. The bottom line is that you want the maximum possible coverage at the lowest possible rate, and BOP insurance could be your best option.  The Basics of Business Owners Package Insurance A BOP insurance policy covers all the major property and liability risks, and is typically the ideal insurance for...

Replacing your wiper blades

Understand the importance of windshield wiper blades Without properly functioning wiper blades, your visibility decreases, putting yourself and others in danger. You can replace your windshield wiper blades on your own, but the job can be frustrating—if you don’t know how. By following the steps we outline here, you can save yourself both time and money. Determine windshield wiper wear Because wiper rubber degrades from...